Individual & Family Dental Plan Details
Best Value |
|||||
NCD 1500 |
NCD 3000 |
NCD 5000 |
|||
⯈ $1,500 annual max per person |
⯈ $3,000 annual max per person |
⯈ $5,000 annual max per person |
|||
🔸 $50 annual deductible for basic and major services (per person) 🔸 $150 Max (per family) 🔸 No deductible for preventative services. |
|||||
PREVENTIVE CARE (100% Coverage*) No Waiting Period |
|||||
🔸 Routine Exam (2 per 12 months) 🔸 Cleaning (2 per 12 months) 🔸 Bitewing X-rays (1 per 12 months) 🔸 Fluoride for children under age 16 (1 per 12 months) |
|||||
BASIC CARE (80% Coverage*) No Waiting Period |
|||||
🔸 Full Mouth/Panoramic X-rays (1 per 3 years) 🔸 Restorative Amalgams (fillings) 🔸 Sealants (ages 6 through 16) 🔸 Simple Extractions 🔸 Space Maintainers (child under 16) |
|||||
MAJOR CARE (50% Coverage*) 12 Month Waiting Period |
|||||
🔸 Onlays 🔸 Oral Surgery 🔸 Denture Repair 🔸 Implants 🔸 Dentures (1 appliance per 5 years) 🔸 Crowns (1 per tooth, per 7 years) 🔸 Bridge (1 per 7 years) 🔸 Periodontics (surgical) 🔸 Crown Repair 🔸 Complex Extractions 🔸 Endodontics (nonsurgical) 🔸 Anesthesia 🔸 Periodontics (surgical) |
Best Value
*Percentage of the Allowed Amount.
Insurance policies offered by NCD contain certain exclusions, exceptions, reductions, limitations, waiting periods and terms for keeping them in force.
Individual & Family Vision Plan Details
Copay $20 Exam / $25 Materials per Covered Person per Office Visit |
|||||
Benefit Frequency |
|||||
Exam: Every 12 months Lenses: Every 12 months Frame: Every 24 months |
|||||
Benefit Participating Provider Non-Participating Provider |
|||||
WellVision Exam Covered after $20 Exam Copay Up to $45 after $10 Exam Copay Contact Lens Exam 15% Savings on a contact lens exam
Frame Allowance $200 allowance for a wide selection of frames or $220 allowance on a featured frame brand |
|||||
Lenses Participating Provider Non-Participating Provider |
|||||
Single Vision Covered after $25 materials Copay Up to $30.00 Lined BiFocal Covered after $25 materials Copay Up to $50.00 Lined TriFocal Covered after $25 materials Copay Up to $65.00 Progressives Covered after additional $50 Copay Up to $150.00 Impact-Resistant (polycarbonate) lenses for children Fully covered after Copay (Up to age 18)
Contacts (instead of glasses) $150 allowance every 12 months for contacts and contact lens exam (fitting and evaluation) $105 allowance every 12 months for contacts and contact lens exam (fitting and evaluation) |
|||||
Discounts & Savings |
|||||
|
*Contact Lenses are provided in lieu of spectacle lens and frame benefits. When contact lenses are utilized in lieu of spectacle lens and frame benefits, the member becomes eligible for contact lenses or spectacle lenses after 12 months and eligible for a frame after 12 months